Welcome to The Assetsure Blog

Dealing with water leaks in your home is always stressful and time consuming. So the next time you buy a home insurance policy, check the additional covers and exclusions carefully....

Large numbers of genuine claims are settled by insurers every day of the week and the amounts paid out are quite staggering. So why do most of us moan and grumble when the subject of home insurance is brought up in conversation?...

Lots of people have been ringing in following the recent out breaks of violence and asking if they would be covered if there was damage caused to their own property...

Lots of people have been ringing in following the recent out breaks of violence and asking if they would be covered if there was damage caused to their own property...

When it comes to home insurance, it is sometimes difficult to persuade a customer that they need to insure both their buildings and contents for their maximum replacement cost. “Why so?” is often the question. “I’m never going to claim that amount of money, the house isn’t going to burn down and if I’m burgled, thieves are never going to steal all of my contents”. Fair question?

There have been recent reports that laws are to change outlawing the practice of providing females with cheaper car insurance. So, what’s the story behind this? For a good many years some insurance companies have been providing females with a better deal, not because they are female and not because they have fewer accidents, statistics show that when they do have accidents, the amounts paid out in respect of the claims are less. Less money paid in claims, equals more profit for insurance companies and cheaper premiums....

The rules around capital gains tax and second homes are becoming quite topical, due to the fiasco over MPs expenses. The blatant and immoral exploitation of taxpayers money, using their MP’s second home allowance has caused outrage. Their actions have put the political spotlight of the concept of ‘flipping’ between their main residence and second home...

Owners of holiday homes and second homes have been hit by 'technical' tax changes hidden in the budget. The tax changes may mean rents becoming more expensive for tenants and is fewer numbers of property investors entering the second home in holiday home markets. The tax changes relate to deferring capital gains tax payments or offsetting losses made on their property investment, against their personal income. Is this fair?...

The collapse of confidence has reduced property prices. Many expect the lack of mortgage lending to continue to drive down property prices further in the future. Everybody is ‘tightening their belts’ and getting used to the new reality of job cuts, reduced business investment and bad news headlines regarding banking bailouts. So how did the credit crunch begin in the first place? and who is to blame for the current economic instability?...