Some of our Insurance Products
Many holiday home and second home owners have extended periods when their property is left unoccupied. It is often possible that your holiday home is unoccupied for many months and insurers are worried about the increased likelihood of Theft, Burst Pipe & Flood Claims. In the United Kingdom burst pipes and more recently flooding are quite common. At Assetsure, we are able to offer your buildings and contents Insurance for your Holiday Home and provide you with a similar set of insurance perils that you would expect to receive under your own home insurance policy for your UK Home.
At Assetsure, we are able to offer Insurance for a very wide range of Homes and Property. Our policies include Buildings, Contents & All Risks and we are very flexible when it comes to sums insured. We realise that not all people’s requirements are the same and thus the products we offer include certain property types that many insurers deem to be “nonstandard”. If your property is timber framed or thatched or was constructed with unusual building materials then why not gives us a try. We also provide blocks of flats insurance quotes for either purpose built buildings or houses converted in to flats.
Our Fine Art & Collectables Insurance covers your valuable items under a specialist policy and offers a wide range of perils including some that are not offered under most standard home insurance policy wordings. We have listened to owners and collectors of valuable items and designed a policy that includes such covers as world-wide all risks, depreciation, defective title and cover for online purchases. We also provide this insurance as a stand-alone policy; we won’t insist on you taking other insurances with us and will consider cover for almost any collectable item.
We can provide a listed building insurance quote for either your Grade 1 or Grade 2 (or 2*) listed Building, whether a holiday home or residential property. We can offer cover either on a Building only basis or coupled with your Contents & Personal Belongings. We understand the issues regarding listed buildings; a listed building is acknowledged by the secretary of state and noted on a register (hence the term listed) as being of special interest and as such, worthy of special protection. Legislation has been enacted to protect and preserve any building or structure on the list and the penalties for non compliance can be quite severe.
We live in a world in the United Kingdom, where the value of our personal possessions particularly that of “Gadgets” carried on us throughout our daily business has reached the highest level ever. The threat of damage or loss to these items is high, be it from; theft, accidental damage or simply as is often the case with the thinnest of these devices, we leave them behind on public transport.
It’s not just the monetary value of losing a personal possession such as a mobile phone, Ipad, laptop or tablet device, it is the inconvenience a loss can cause as many of us rely on these devices as part of our daily routine.